Accidental death & personal loss (AD&PL) coverage provides benefits in the event of an accidental death, dismemberment or paralysis. You can choose associate or family coverage. Please note dependents in full-time military service or age 65 and older are not eligible for AD&PL coverage. Log on to NMGbenefits.com and click on the Health & Insurance tab, then on Coverage Details for costs of coverage. Type of Coverage Associate coverage: $25,000 to $1,000,000 (cannot exceed 10 times your annual earnings) Family coverage: based on the amount of coverage you choose for yourself (spouse/domestic partner only coverage 60%; child(ren) only coverage 20% for each child; spouse/domestic partner and child(ren) coverage: 50% spouse/domestic partner and 10% for each child) Make Sure Your Beneficiary Designation Is Current If you need to update your beneficiaries, log on to NMGbenefits.com and go to the Quick Actions section, then click on Manage Beneficiaries. Back to top